Funding Programs

Business Funding
Services

From working capital to equipment financing to revenue-based programs — every solution is designed around how your business actually operates.

Our Programs

Flexible Capital.
Direct Access.

Working Capital Loans

Most Popular

Keep your operations running at full speed. Working capital funding from ELZ Trading INC is designed to cover the gaps between payables and receivables — payroll, inventory replenishment, vendor payments, and daily operating costs that can't wait for a bank's slow review cycle.

Our working capital programs are structured for agility. Quick approval, fast funding, and repayment terms built around your revenue cycle, not an arbitrary fixed schedule.

Funding Amount
Up to $500K
Decision Time
24 Hours
Min. Time in Business
6 Months
Funding Speed
1-3 Business Days

Equipment Financing

Asset-Backed

Acquire the equipment your business needs to scale without tying up operating capital. Equipment financing from ELZ Trading lets you get the tools now and have them generating revenue before the first payment is due.

From commercial kitchen equipment to construction machinery, fleet vehicles to medical devices — if it's essential to your operation, we can structure financing around it. The equipment itself serves as collateral, often resulting in more favorable terms than unsecured options.

Coverage
Up to 100%
Loan Terms
12–84 Months
New & Used
Both Eligible
Industries
All Sectors

Revenue-Based Financing

Flexible Repayment

Capital that breathes with your business. Revenue-based financing provides an upfront funding amount in exchange for a percentage of future revenue — so when your business has a strong month, you pay more; when it slows down, payments adjust automatically.

This structure is ideal for seasonal businesses, retail operations, restaurants, and any enterprise with variable monthly revenue. No fixed payment that strains you during slow periods. No penalty for paying ahead during good ones.

Funding Amount
Up to $250K
Repayment
% of Revenue
Min. Revenue
$10K/Month
Best For
Seasonal Businesses

Business Loans

Term Financing

For businesses with a clear investment thesis — expansion, acquisition, renovation, or strategic opportunity — structured term loans from ELZ Trading provide the capital depth and repayment structure that major decisions require.

Fixed terms mean predictable repayment. Direct underwriting means we can look at the full picture of your business, not just a credit score. If the opportunity makes sense, we fund it.

Loan Amounts
$25K–$500K
Terms
6–36 Months
Repayment
Fixed Monthly
Min. Credit
550+

Business Line of Credit

Revolving Access

Stop reapplying every time you need capital. A revolving business line of credit gives you a pre-approved credit limit you can draw from whenever you need it, repay, and draw again — without the overhead of a new loan application each time.

Lines of credit are ideal for businesses that face recurring capital needs — purchasing inventory for a big contract, bridging receivables, or staying ready for opportunities that require a fast yes.

Credit Limit
Up to $150K
Draw Period
On Demand
Interest
On Drawn Amount
Renewal
Annual Review

Industries Served

We Fund Businesses
Across Every Sector

Restaurants & Food
Construction
Transportation
Retail
Healthcare
Auto Services
Technology
Beauty & Wellness
Wholesale
Real Estate Services
Education
Professional Services

Find Your Funding Match

Not sure which program fits your situation? Our team will review your business profile and recommend the right structure for your goals.

Apply Now