Our Story

About ELZ
Trading INC

A direct lender built from the ground up in Brooklyn — with a clear purpose: give serious business owners access to real capital without the bureaucratic runaround.

Who We Are

Built in Brooklyn.
Built for Business.

ELZ Trading INC was founded with a single conviction: small and mid-sized business owners in New York deserve access to the same quality of capital that larger corporations take for granted — without the delays, the paperwork mountains, or the institutional indifference.

Operating out of Flatbush, Brooklyn, we've built our lending practice around the reality of businesses that move fast, respond to market conditions, and need a capital partner who can keep up. Our direct-lending model means no brokers, no middlemen, and no waiting on committees that don't understand your business.

When you work with ELZ Trading INC, you work directly with a team that reviews your file, understands your industry, and makes a decision. That's the edge we bring to every deal: precision, speed, and a commitment to delivering capital that actually moves the needle for your business.

From working capital that keeps your operations running to equipment financing that lets you scale without draining reserves — every program we offer is structured with the same philosophy: your business growth is the priority.

"Capital that moves at the speed of Brooklyn business." — ELZ Trading INC

Our Values

What Drives
Every Decision

Speed with Purpose

We move fast because your business needs to move fast. Approvals within 24 hours isn't a marketing promise — it's our operational standard.

Radical Transparency

Every term explained. Every fee disclosed upfront. We believe the best business relationships are built on clarity, not complexity.

Direct Partnership

No brokers, no middlemen. You talk directly to the people making decisions about your funding. That's not common in this industry — we made it our standard.

Community Roots

Brooklyn-based and Brooklyn-committed. We understand the economics of operating in New York because we operate here too. Your success strengthens the community we share.

Leadership

The Team Behind
Every Deal

Elliot Zaybak

Founder & Managing Director

With deep roots in Brooklyn's business community, Elliot built ELZ Trading INC on the principle that local businesses deserve local capital partners who understand the real conditions on the ground — not just a spreadsheet.

Underwriting Team

Credit & Risk Analysis

Our underwriting team brings decades of combined experience in business credit analysis. They review every file with a business-owner lens — focused on potential and cash flow, not just credit scores.

Funding Advisors

Client Relations

From your first application to final funding and beyond, our advisors guide you through the process and make sure you understand every step. We're available when you need us.

Work With Us

Ready to explore what ELZ Trading INC can do for your business? Start with a simple application and get a decision in 24 hours.

Apply Today